According to numbers from the California Department of Health Care Services (DHCS), around 14,000 Black Californians lost health insurance with the state’s safety net health care exchange because they didn’t turn in the required renewal paperwork to continue their Medi-Cal enrollment or their coverage was switched to the state’s insurance provider, Covered California.
Known as “surprise medical billing,” these unexpected costs arise when a patient goes to a hospital for emergency or non-emergency care, only to find out afterwards that one of the medical providers who administered care was not covered in the patient’s insurance network.
Learn how having healthy credit can help you access new opportunities, plus some tips on how to manage it.
The Community Reinvestment Act was enacted in 1977 as a direct response to redlining, an unethical practice whereby banks and other lending institutions made it extremely difficult, if not impossible, for residents of poor, inner-city communities to borrow money, get a mortgage, take out insurance or access other financial services. Redlining did not take into consideration an individual’s qualifications or creditworthiness.
The OCC hopes stakeholders will carefully review the proposed changes and submit comments so that a final rule can be issued in the first half of 2020.
We have such a system for some of our citizens today: It’s called Medicare. Now imagine the same choices and transparency available to all.
A coalition of employment and health advocates are conducting a survey to help improve state and workplace policies for Californians who work and support a family member, friend, or loved on with a serious health condition or disability.
California is home to the largest insurance industry in the United States, pulling in annual revenue of approximately $257 Billion in premiums, and paying out over $90 Billion in annual claims and benefits. It also employs about 234,000 people across the state and pumps tens of billions into the state economy every year. In 2012 insurance companies, operating in the state awarded 1,300 contracts worth $930 million to businesses owned by minorities. That number included women, disabled veterans, African Americans, Hispanics, Asians, and other ethnic minorities, and according to a California Department of Insurance (CDI) survey, African Americans headed 66