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No credit history? Here’s how to build one
January 16, 2020
Now is a good time to establish a good credit history. These accounts can help get you started. ... read more »
Johnson is Banking on South L.A.’s Success
January 9, 2020
As executive director of Community Development Banking for JPMorgan Chase, Malcolm A. Johnson leads the company’s initiatives to assist residents, businesses, schools and nonprofits. ... read more »
Community Reinvestment Act Changes Expected to Benefit Low- and Moderate-Income Communities
January 3, 2020
The Community Reinvestment Act was enacted in 1977 as a direct response to redlining, an unethical practice whereby banks and other lending institutions made it extremely difficult, if not impossible, for residents of poor, inner-city communities to borrow money, get a mortgage, take out insurance or access other financial services. Redlining did not take into consideration an individual’s qualifications or creditworthiness. ... read more »
Community Reinvestment Act Changes Expected to Benefit Low- and Moderate-Income Communities Proposed Changes to the Community Reinvestment Act (CRA)
January 2, 2020
The OCC hopes stakeholders will carefully review the proposed changes and submit comments so that a final rule can be issued in the first half of 2020. ... read more »
Auto Loan Delinquencies Climbed to $9 billion in 2018
February 21, 2019
…in April of last year, Congress used the Congressional Review Act to nullify the Consumer Financial Protection Bureau’s (CFPB) auto finance guidance that held auto lenders responsible for discriminatory lending practices prohibited under the Equal Credit Protection Act. This distorted use of the Congressional Review Act, sometimes known as another CRA, was never intended to overturn long-standing agency practices. ... read more »
Federal Regulator Ready to Reform CRA But Won’t Say If Discrimination Exists
June 28, 2018
According to the report, Black consumers are the only racial/ethnic group that has made no appreciable progress in homeownership over the past 30 years. ... read more »
L.A. Diversity Business Matchmaking
September 28, 2017
150 minority owned companies had one-on-one sales meetings with buyers from federal and state agencies and major corporations ... read more »
New Report: Top CA Banks Do Little Contracting with Firms Owned by Minorities, Women
November 30, 2016
Compared to national figures, procurement with California’s minority businesses better mirrored the state’s demographics but was still low ... read more »
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