Using Your Health Plan for a Healthier Future
Health insurance is more than a safety net—it’s your pathway to ongoing care and a healthier future. Covered California offers plans designed to support your well-being, covering everything from preventive checkups to essential treatments, so you can prioritize your health year-round. Our “Let’s Talk Health” open enrollment series breaks down complex and often confusing terms, making it easier to understand health insurance and empowering you to confidently enroll and make the most of your coverage.
Q&A with Dr. Monica Soni:
- What is preventive care, and why is it important?
Preventive care includes free services like annual checkups, vaccines, and screenings to catch health issues early. All Covered California health care plans include free preventive services to help you stay healthy and avoid costly treatments later.
- What are the different plans offered by Covered California? How can I choose the right plan?
Covered California offers four levels of coverage: Bronze, Silver, Gold, and Platinum. Bronze plans have the lowest monthly costs but higher expenses when you need care, while Platinum plans cost more monthly but cover most medical expenses. Think about your budget and how often you’ll need medical services to choose the right plan for you.
- What should I know about accessing mental health services through Covered California?
Mental health services are covered just like other medical care under Covered California, including therapy, hospital stays, and prescriptions. California law also ensures coverage for serious conditions like depression, bipolar disorder, and eating disorders, so you can get the care you need.
Making the most of your health plan starts with understanding all it offers—from preventive care to mental health services. Take the first step toward better health by enrolling before the January 31, 2025 deadline. Start accessing your benefits and take control of your well-being today.
Visit Covered California’s website to learn more and find the plan that’s right for you.
https://www.coveredca.com/lets-talk-health/
Dr. Monica Soni, MD, is the Chief Medical Officer for Covered California, where she leads efforts in health equity, quality transformation, and clinical innovation. As a board-certified internal medicine physician and health care leader with over a decade of experience, Dr. Soni is committed to improving affordability, access, and outcomes for all Californians.
