Navigating health insurance can feel overwhelming, especially for young people exploring coverage options for the first time. Covered California simplifies the process, helping people understand why health insurance matters and how to access affordable, quality care.
Below, Dr. Monica Soni, chief medical officer for Covered California, explains the basics of health insurance to empower residents to make informed decisions about health care options.
What is health insurance, and why do we need it?
Health insurance protects you from high medical bills and provides access to routine care like checkups, vaccinations, home health care, and medications. It helps you stay healthy while avoiding unexpected financial stress.
How can I afford health insurance if I’m on a budget?
Covered California offers financial help to make coverage more affordable. Most people qualify for assistance, significantly lowering monthly premiums with 90 percent of our 1.8 million enrollees receiving financial assistance to help pay their monthly premium.
Related Stories:
https://lasentinel.net/covered-california-deadline-fast-approaching.html
What are the risks of NOT having health insurance?
Without health insurance, you could face overwhelming medical bills if you get sick or injured, as health emergencies remain the leading cause of bankruptcy in the country. California also requires coverage, so going uninsured could result in penalties—up to $850 per adult and $425 per dependent with an annual max of $2,250. Many can receive quality coverage for far less and the peace of mind that comes with having health insurance.
What is Covered California, and how does it work?
Covered California is a free service that helps Californians find quality health insurance from well-known companies, made possible by the Affordable Care Act, also known as Obamacare It’s the only place to get financial help to lower coverage costs.
Covered California Open Enrollment ends January 31, 2025, but the deadline for coverage for 2025 is Dec. 31. Take the first step today and start building a healthier future.
To learn more, visit https://www.coveredca.com/lets-talk-health/
