The Center for Health Policy Research reports that people of color experience the highest rates of housing insecurity. (Shutterstock)

A study on disparities revealed that Black people in California experiencing unstable housing are more likely to struggle with mental health at a higher rate, stated a report by the Center for Health Policy Research (CHPR) at the University of California Los Angeles.

The report details problems associated with housing insecurity and related mental health challenges, stating that 45% of people with unstable housing experienced psychological distress including depression and anxiety.

However, only 22% of adults with housing issues used mental health care to help manage the stress. People of color experienced the highest rates of housing insecurity, the majority of whom reported that they often worry about paying their rents or mortgages.

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A total of 5.2 million people described their housing situation as unstable. Consequently, 26% of Black Californians reported that they faced housing insecurity, 44% higher than the national average. The study attributed this crisis to decades of redlining, a system of discrimination that denied people financial services including mortgages and insurance loans based on race and ethnicity.

Sean Tan, a co-author of the study and senior public administration analyst for the research center said that the state’s housing crisis has become a public health concern.

“Our study reinforces what research has demonstrated for years: access to affordable housing affects a person’s health,” said Tan, regarding the state’s housing crisis. “It also spotlights the critical need for more affordable housing in California.”

The lack of affordable housing across the state has disproportionately impacted Black people. In California, approximately 43% of Black adults reported that they often worry about being able to pay their rent or mortgage.

Joelle Wolstein, a CHPR research scientist and co-author of the study, said housing insecurity has a ripple effect that goes beyond finances and worsens existing disparities.

“Housing is the largest regular expense for the vast majority of people, so it follows that people who typically have lower wages and fewer assets would have more unstable housing and worry more about paying their bills,” said Wolstein.

The CHPR study provided various recommendations for California lawmakers, including investments in creating and preserving affordable housing, connecting mental health services with housing resources, and enacting inclusive housing assistance policies.