Tuesday, September 19, 2017
Strangled by Low Credit Scores? Finally, there is help
By Sentinel News Service
Published January 28, 2010

  Strangled by Low Credit Scores? Finally, there is help

When I first met Shawn Silver, he was on the phone helping a customer to start on the path of improving his credit score. The way he laid out the strategic credit repair plan and the way he carefully explained how the customer’s credit score will go from bad to excellent was impressive.

Shawn Silver is the head of Credit and Associates, a credit repair firm located in West Los Angeles that is dedicated to helping individuals improve their credit score so that they can avoid the high interest and huge fees charged by firms that take advantage of consumer by charging fees and interest rates that would never be paid by a customer with a good credit score. Up and down the avenue you see offers of loans, cars, furniture, and more all designed to provide services to people with bad credit. The spin is that being one of those persons with bad credit is expensive and debilitating to one’s financial future.

Most firms that offer to assist customers with the repair of their credit tend to charge very high fees for their service knowing that the consumer is desperate to break out of the bonds of low credit scores. They know the customer is caught in a net that will eventually drown the customer in a sea of debt. Credit and Associates takes a different approach. After a free credit consultation, they remain by the customer’s side as the credit repair process continues right up to the time the customer has a high credit rating.

In our meeting I asked Shawn: Is your firm online, can people check you out on the internet? “We are on the internet. People that are interested in improving their credit score can check us out at on our web site at www.creditandassociates.com I asked, what does your firm do that is different from others? Shawn said, “first of all we remove all of the negative, derogatory credit by working with all three major Credit bureaus: Experian, Exquifax, and Trans Union. We use consumer rights laws to legally remove, Bankruptcies, Judgments, Charge offs, late payments and tax liens. Because most people think their credit score will never change, they are reluctant to take the simple steps that will have them with excellent credit within a short period of time. This is why we work with our customers to obtain new credit by opening new accounts and re-building their credit by paying the payments on time.” He continued, “We do all of this at fees that are far below the industry average. Also, we allow the customer to discontinue at their discretion for any reason they might have.” Is there a charge for discontinuing I asked, “None at all,” answered Shawn. What about staff? “We have well trained staff to assist all of our customers. Some have come from other institutions because they realized we actually are committed to helping the public with credit solutions at a price they can afford,” declared Shawn. How can people reach you that are in need of having their credit repaired I asked?

 They can go to www.creditandassociates.com or email us at freedom@creditandassociates.com or call us at 800-800-2112.”


Categories: Local

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