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Despite CDC Short-Term Rental Eviction Reprieve, No Permanent Solution Found
August 12, 2021
A month later in March, Ms. Chism again lost her job. Her legal aid attorney tried to negotiate repayments with the landlord over several weeks, including an updated proposal with higher numbers when another month’s rent was due. ... read more »
Consumer groundswell calls for end to bank-supported predatory loans
May 13, 2021
Known as the “True Lender” rule, the Office of the Comptroller of the Currency (OCC) gave a green light to predatory lenders. It effectively overrides a string of state laws in almost every state enacted to end abusive payday, car-title, and installment loans with explosive interest rates of more than 100%. ... read more »
Momentum builds in State Capitols and in DC to rein in predatory payday lending
March 18, 2021
At the federal level, lawmakers are expected to re-introduce a payday lending bill that would give both consumers and military veterans the same 36% rate protection as the Military Lending Act (MLA). Named the Veterans and Consumers Fair Credit Act, the measure is hoped to secure the same broad and bipartisan support that MLA received.   ... read more »
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As Key PPP Changes Begin, Advocates Demand Equitable Solutions   
March 10, 2021
Over the past year, COVID-19 and its variants have plagued the globe taking lives and interrupting normal activities in virtually all areas of life. For Black America, already plagued with steep health, income and wealth disparities, coping with the pandemic has been even more painful.   ... read more »
President Biden’s Racial Equity Initiative: Moving Marginalized Communities Toward America’s Bounty
February 11, 2021
On January 26, President Joe Biden took steps to bring the nation towards the long-promised, but never realized, pledge of racial justice. Four executive orders signed that day make clear that the new Administration will take meaningful and corrective actions. ... read more »
Suffering Continues While more COVID-19 Aid Remains Stymied in Congress
September 24, 2020
Beyond the health effects, according to the the U.S. Census Bureau, as of August 31, over 80% of adults with post-high school education plans either cancelled or significantly changed those plans this fall. Further, a significant number of consumers are housing challenged, with one-third of adults anticipating either eviction or foreclosure in the next two months, and over 36% of adults continuing to telework due to the pandemic. ... read more »
Black households earned 61 cents for every dollar of White median incomes
September 10, 2020
The August 23 police shooting of an unarmed Black man in Kenosha, WI, triggered yet another round of community protests and national news coverage of a Black man. A series of multiple gunshots fired by a local police officer, were not fatal for 29-year old Jacob Blake; but may have permanently paralyzed him from the waist down.   ... read more »
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